5315 COLONIAL AVENUE at

5315 COLONIAL AVENUE

For sale Days on market 90

$235,000

$196/sq ft

$9,900
Price Decreased

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Overview

Bedroom

Bath

Year Built

2018

Garage

Sqft

1196

Property Type

Single Family Residence

Property Description

ASSUMABLE FHA LOAN AT JUST OVER 3% + SELLER FINANCING AVAILABLE. This Jacksonville home offers a creative financing opportunity that can be hard to find in today’s market. Qualified buyers may be able to assume the seller’s existing FHA mortgage with an approximate balance of $128,000 at just over 3% interest, and the seller will consider financing the remaining balance with a second mortgage at 6% over 15 years. For buyers trying to lower their monthly payment, avoid today’s higher traditional mortgage rates, or find a more flexible path to homeownership, this structure may create a major advantage. Built in 2018, this 3-bedroom, 2-bath home is clean, modern, and move-in ready. Inside, you’ll find luxury vinyl plank flooring throughout, fresh interior paint, an open-concept living and dining layout, and a spacious primary suite. The home also features Hardie Plank siding, fresh garage paint, a true two-car garage, and a security system for added peace of mind. Even better, there is NO HOA, giving buyers more flexibility without added monthly association fees. Conveniently located near I-10, NAS Jax, Downtown Jacksonville, shopping, dining, and major commuter routes, this home checks the boxes for first-time buyers, military buyers, FHA-qualified buyers, and anyone looking for a smarter way to buy in today’s market. Modern construction, no HOA, a two-car garage, and a rare assumable loan plus seller-financing option — this is more than a home. It is a financing opportunity worth looking at closely.

Property Details

MLS#

GC540593

Garage

Address

5315 COLONIAL

City

Jacksonville

State/county

Zip/Postal Code

32210

Area

Lake Side Park

Country

United States

HOA

Assoc Fee

$--

Assoc Fee Pd

Tax Amount

$4,201

Maint Fee

$--

Tax Year

2025

Dishwasher

Microwave

Range

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